Archive for January, 2008

Stop Pre-Foreclosure Fears with Short Sales

Thursday, January 31st, 2008

Are you behind on your mortgage payments? Can’t catch up with the bills no matter what you do? Is the bank sending you letters that say your home loan is in pre-foreclosure?  Don’t panic. Many people across the country are going through the same situation right now. What is going to save you from being […]

Selling a Home in a Shifting Market

Wednesday, January 30th, 2008

If you are thinking about listing a property for sale in today’s shifting real estate market, be prepared. It won’t be as easy as it was three or four years ago. However, the property will never sell if you don’t list it. Here are a few tips to simplify the process of selling your property.
 
The […]

Recession Proof Home Improvements

Tuesday, January 29th, 2008

According to most real estate experts and economic analysts, the housing market in the United States is falling flat on its face. What can a homeowner or investor do with their properties to maximize their current investments? Even if the economy continues to falter, you can still make recession proof home improvements to boost the […]

Three Tips for Buying Your New Home

Monday, January 28th, 2008

Today’s shifting home market gives many prospective home buyers the heebie-jeebies. Keep in mind you are not alone. Many other people are in the same situation right now, and lots of them are getting great prices on the homes of their dreams. Falling prices in the current market gives buyers the opportunity to find a […]

How to Keep Your Credit Score Flying High

Friday, January 25th, 2008

What is the one thing that can keep you from buying your dream home? No, it isn’t your mother-in-law‘s guilt trip - well, it might be - but what I’m really referring to is your credit rating. Here in San Diego, credit often makes or breaks a home loan. Here are a few financial tips […]

Baby Boomer Retirement to Revolutionize Real Estate

Thursday, January 24th, 2008

The baby boomer generation is notorious for having a huge impact on the economy. At every milestone in their lives, their buying power has had a huge effect on market trends. As they collectively approach retirement age, their impact on the real estate market will be tremendous.
Baby boomers are defined as people born between the […]

Frozen Funds: What to do when your HELOC gets Locked

Wednesday, January 23rd, 2008

Millions of people have home equity lines of credit, or HELOC’s as they are often called, in the United States today. In 2001, an estimated 7.7 million people had a HELOC, and that number has continued to skyrocket. HELOC’s are used for a myriad of purposes, from paying college tuition to just keeping people afloat. […]

Reap Real Estate Rewards by Buying Now in California

Tuesday, January 22nd, 2008

Every time you open a newspaper or turn on the television, you hear about the horrible state of the housing market. It is enough to scare any inexperienced home buyer away from potentially great deals. The media fails to emphasize that it’s a buyers’ market out there. Now is the perfect time for buying real […]

Mortgage Rates Down for 3rd Consecutive Week

Monday, January 21st, 2008

McLEAN, VA — Freddie Mac <http://www.freddiemac.com>  (NYSE:FRE) today released the results of its Primary Mortgage Market Survey (PMMS) in which the 30-year fixed-rate mortgage (FRM) averaged 5.69 percent with an average 0.5 point for the week ending January 17, 2008, down from last week when it averaged 5.87 percent as well. Last year at this […]